Mudani is not your average robo-advisor. We’ve leveraged technology in partnership with our (human) financial advisors to get you the most optimized returns. The best of both worlds teaming up together.
Our investment strategy is broken down into six components:
Modern Portfolio Theory
What you’re invested in
We select securities from a wide variety of asset classes.
Here’s an asset-class 101 for you:
|U.S. Stocks||Publically traded U.S. companies of various sizes, styles and sectors||Key for portfolio growth but comes with significant volatility||Individual stocks, stock ETFs, options|
|Int'l. Stocks||Foreign companies including developed and emerging markets||Key for portfolio growth but comes with significant volatility||Individual stocks, stock ETFs, options|
|U.S. Bonds||Debt issue by U.S. government agencies and companies (at varying credit quality)||Provides portfolio stability due to less volatility, generates income and has strong diversification benefits when combined with stocks.||Bond ETFs and individual bonds in some circumstances|
|Private Equity Funds, Real Estate, Gold, Silver, & commodities||Tangible assets including real estate and commodities such as oil and precious metals||Primarily used for diversification due to a lower correlation to other asset classes. Serves as an inflation hedge. REITs provides income and have high expected total return. Can be highly volatile||Real estate ETFs, REITs (Real Estate Investment Trusts), gold and commodities|
|Cash||Cash and highly liquid money market funds||Offers high liquidity and preservation of capital, but too much cash can be a drag on a portfolio. Money market returns||Money Market funds|
|Cryptocurrency||A digital asset designed to work as a medium of exchange where an individual coin ownership records are stored in a digital ledger||A hedge against inflation and the fastest growing asset class in history||Bitcoin|